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commercial bankSeifried & Brew LLC, a community bank risk management firm, named Commercial Bank & Trust Company in its 2013 top 15th percentile of Community Banks. To gain entry into this distinguished ranking, the bank demonstrated exemplary performance of balancing risk and reward based on the Bank's S&B Total Risk/Return Composite Ranking. This is no small feat considering that the Bank not only survived the Financial Crisis, but actually thrived. This supports Seifried & Brew's belief that conservative, traditional community banking is the strength of our financial system.

"This recognition puts Commercial Bank & Trust in an elite group of banks," said Commercial Bank & Trust Company Community President Tim Shanks. "We are honored to be in the top 15% of banks in the nation. Our commitment to excellence, in every aspect of our bank, allows us to offer our customers a secure and responsive bank with a community focus."

Seifried & Brew rank institutions with assets between $100 million and $5 billion. This index models capital risk, credit risk, earnings at risk, liquidity risk and national/regional economic risk.

Commercial Bank & Trust provides full-service banking services including a broad array of checking, savings and retirement programs, money market accounts, mortgages, home equity loans, trust services and commercial and business loans.

For more information on Commercial Bank & Trust Company, visit www.cbtcnet.com.

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