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Commercial Bank and Trust Company Promotes Local LenderUNION CITY, TN- Commercial Bank and Trust Company announces a promotion in the bank's Union City operations. Jody Kizer, formerly Vice President and Loan Officer, has been promoted to Senior Vice President and Senior Credit Officer of Commercial Bank and Trust Company's Union City Market.

Tim Shanks, Community President of Commercial Bank and Trust Company, expressed abundant confidence in Jody regarding his new position. " Jody brings 22 years banking experience to his new role, including credit administration. We are experiencing strong steady growth in Union City and Jody's experience will serve our bank well as we continue that growth into the future. We are delighted he is part of our banking family."

Prior to joining CBTC, Mr. Kizer served as Northwest Regional President and Loan Administrator for First Citizens National Bank where his primary responsibilities included business development, creating and implementing operating budgets, regional loan portfolio management, risk identification and management, managing lending teams and chairing various credit committees.

Mr. Kizer is married to his high school sweetheart, the former Tracey Towater, a Nurse Practitioner in Union City. They have two children, Emily who attends the University of Tennessee at Knoxville and Pierce, a sophomore at Union City High School.

Commercial Bank and Trust Company was chartered in 1877. The bank has operations in Jackson, Memphis, Paris, and Union City, TN. In Union City, the bank has offices at 127 South First Street and at 815 East Reelfoot Avenue.

For more information on Commercial Bank and Trust Company, visit www.cbtcnet.com.

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